Why Health Cover Matters
How the right insurance protects your visa application and your wellbeing abroad
Are you a student from Nepal planning to study abroad? If you have already been accepted at a university, it is time to apply for your student visa. However, without the right health cover, there are chances your visa might not be granted. Ensuring that you have the right cover for your visa class is not just a requirement — it is essential to your peace of mind.
Many countries require international students to have health cover as a condition of their visa. Even where it is not mandatory for the visa itself, a comprehensive health plan is strongly recommended. Medical costs abroad can be extremely high, and without cover, a single emergency could result in bills that are difficult to manage.
Health Insurance Requirements for Nepalese Students
What universities, insurers, and visa authorities expect from your policy
Apart from the health insurance requirements for a successful visa application, most universities also require copies of your policy documents. Many education institutes partner with insurance firms to offer international students specific insurance policies tailored to their needs.
There are several independent insurers offering a variety of student healthcare plans. The average cost of an Overseas Student Health Cover (OSHC) can range between $200 and $1,000 per year, depending on your study destination and the level of cover you select.
You may reach out to our experts to help you learn more about the OSHC student health cover options available. We can help you find the plan most suitable to your requirements and study destination.
Ideal Requirements for a Student Health Cover
The essentials every study abroad health insurance plan should include
Here is a general list of requirements that most study abroad health insurance plans for students should cover:
Emergency hospital treatment
Ambulance and emergency services
Emergency evacuation / repatriation
Doctor / physician appointments
Emergency dental work
Tests and X-Rays
You must declare pre-existing medical conditions such as diabetes or epilepsy before taking out any policy.